Plan your purchase

Malaysia home loan calculator

Estimate your monthly housing loan instalment, or find out how much you could borrow based on your income and existing commitments.

Your loan

Property price (RM)

Down payment — 10% (RM 50,000)

Interest rate (% p.a.)

Tenure (years)

Malaysian banks typically cap at 35 years.

Estimated monthly instalment

RM 2,019.57

Loan amount

RM 450,000

Total interest

RM 398,218

Total repayment

RM 848,218

Outstanding balance over time

After 5 yearsRM 417,958
After 10 yearsRM 378,640
After 20 yearsRM 271,189

These figures are indicative only and do not constitute a loan offer. Actual instalments, interest rates and approval depend on the bank, your credit standing and the Debt Service Ratio (DSR) policy applied. Legal fees, stamp duty, MOT and valuation costs are not included.